December 05, 2025 10:17 am

Author Topic: Insurance  (Read 11396 times)

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Offline flatheaded

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« on: April 02, 2009 9:03 pm »
Long story short.  Have all my insurance (home, life, health, everyday cars) through one place.  Have had my '30 Model A also insured through the same place for past 3 years. Went to put insurance on my wife's '33 coupe and they dropped it plus my Model A because they were "Modified". Claimed they didn't catch it the first time around. Whatever! My question is has anyone else had a problem with this and if so where are you getting your custom, classic, hot rod, whatever, insurance from?  I think it is time to call that little green lizard I see on the TV all the time. Thanks!
...And if you call in the next 20 minutes, cause we can't do this all day...

Offline JakesBackyard

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« Reply #1 on: April 02, 2009 9:19 pm »
I've had Hagerty on my old cars for quite a few years.  And even had a claim on my "A" project from my shop fire.  They sent an adjuster the next day, were very equitable, and I had a check within days. Followed up a couple weeks later to find out how the claim experience had gone. You only pay one liability premium no matter how many cars you have insured with them. You supply them with pics and agree on a value. It is sold through many independent agents. I sure have been happy with them.
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Offline Wowcars

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« Reply #2 on: April 02, 2009 10:34 pm »
Hagerty.

Kat

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« Reply #3 on: April 02, 2009 11:38 pm »
Our collector coverage is with Continental Western written thru Vaaler in GF; Jodi Adair 800-553-4291. We have home, dailiy driver, trailers, motorcycles and camper thru Vaaler who writes for: Continental, Progressive, Safeco & others. Good luck!

Offline Serious

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« Reply #4 on: April 03, 2009 3:15 am »
I am through Continental Western also through an agent in hazen, Agreed Value... Damn cheap too.  good coverage.

Edsel and T about 225 a year

SJFast

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« Reply #5 on: April 03, 2009 11:33 am »
So far I'm quite happy with Grundy.

Offline J'st_Wandering

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« Reply #6 on: April 03, 2009 1:14 pm »
I have Hagerty for most of my cars.  I think it is a good deal for unmodified cars.  I don't care for the premium hike that Hagerty takes for a modified car.  The Model A with the new fangled V-8 engine is with State Farm with only liablity coverage.  

Both companies took pictures so I would guess that someone approves the policy at both companies.

Neal

Offline Tom

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« Reply #7 on: April 03, 2009 2:00 pm »
Keep in mind the real reason you have insurance is for the liability. While replacement value is important, liability  is far more important!! If you have a accident and are at found to be at fault, they will sue your ass!! I was able to get way more liability ins at Hagerty than at Grundy.
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Offline Eyeball

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« Reply #8 on: April 03, 2009 2:29 pm »
I would never have anything but full coverage on any of my old cars. I have had claims and all have worked out very well and it is still very reasonably priced. I even have coverage on the ones that are still in project stage.
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Offline tracywiedrich

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« Reply #9 on: April 03, 2009 10:56 pm »
Aaron, I would be interested in that agents name from Hazen if you would be so curtious as to expose the name to me....Weed

Offline flatheaded

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RE: Insurance
« Reply #10 on: April 03, 2009 11:01 pm »
Thanks to everyone who had info. Very big help!
...And if you call in the next 20 minutes, cause we can't do this all day...

Offline J'st_Wandering

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« Reply #11 on: April 04, 2009 1:56 am »
Quote from: "Eyeball"
I would never have anything but full coverage on any of my old cars. I have had claims and all have worked out very well and it is still very reasonably priced. I even have coverage on the ones that are still in project stage.


Depends some on the value of the car.  The stuff that I have is not that valuable to where liability is good enough.  

I went with Hagerty because I could pick up the full coverage for not much more than having just liability on the cars with State Farm.

Neal

Offline Serious

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« Reply #12 on: April 04, 2009 2:33 am »
I think its Jesse Pfaff.. i think thats his name..  my dad would know better.

Offline tracywiedrich

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« Reply #13 on: April 04, 2009 5:17 am »
Jesse Flath, I think I know who your talking about as I worked with his uncle at Coal Creek, thanks for the info...

Offline AdamNDebbie

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« Reply #14 on: April 09, 2009 1:52 am »
Continental Western through my Jacklitch Insurance Agency in Wahpeton.  Very good Rates and Coverage.  They were very good to work with when the '51 got T-boned a couple of years ago.
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